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Complimentary                                                                    BCMS
Concierge                                                                AUTO PROGRAM
Auto Program

  The BCMS Concierge Auto Program has been serving physi-                you. (Rates change and are subject to approved credit; the 1.65 per-
cians, family and staff for over 32 years!                               cent requires a credit score of 740 or higher). Residents and medical
                                                                         students are always assisted with the purchase of a vehicle and the
  Thousands of vehicles have been delivered without hassle or red        securing of financing even where there is limited credit history.
tape. Our concierge service takes your vehicle specifications and
locates the perfect vehicle. You get the MSRP and BCMS price be-           Commercial leases are available for those physicians who use a
fore you make a trip to the dealership. You don’t have to endure         vehicle for business more that 51 percent of the time. This lease
hours of negotiating or back-and-forth trips between a sales repre-      works for more expensive vehicles (over $50,000), as standard IRS
sentative and a manager to get the best deal.                            mileage rates cover vehicles under $50,000. This lease offers a “bar-
                                                                         gain buyout” at the end of the term and has no mileage limits.
  Our participating dealerships understand the value of “red carpet”
treatment for sales today as they work to win your business in the         In October each year, the Society holds the annual BCMS Auto
future. We have third generation buyers who use the Auto Program         Show at the parking area adjacent to our offices, where dealers dis-
just like their parents and grandparents have over the years. Saving     play over 100 new vehicles. That, combined with good food, cold
money never gets old.                                                    drinks and live music, makes for a great evening.

  Financing is available through cooperating lenders with current          Questions? Call Phil Hornbeak, BCMS auto program director,
rates as low as 1.65 percent for new vehicles. Their low rates are       at 210-301-4367.
even offered for pre-owned vehicles as old as 2006 models! But be
assured, if the dealer/manufacturer offers a lower special finance rate
(like 0 percent), then the lowest rate will always be made known to

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