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PHYSICIAN
                                                                                                     RETIREMENT






        Tahiti and the Red Sea in Egypt were appeal-  If I had to summarize some of the reasons   est one than when we were at maximum ca-
        ing and very interesting experiences. I also   to retire, I can think of at least three (al-  pacity to work.
        made a trip around the world by ship in a pro-  though I am sure many colleagues could find   The United States government has been in-
        gram called “Semester at Sea”, which at that   many more):               dulgent and understanding to most middle-
        time (1998) was sponsored by the University   First, one’s health. One cannot jeopardize   class citizens by allowing us to create growth
        of Virginia (today it is led by the University of   the well-being of patients, family, hospital and   retirement funds that are tax sheltered while
        Colorado).                          office staff by practicing in a state of wobbly   growing. For fruitful investment most of us
          Taking advantage of my familiarity with the   well-being, either physical or mental. This   need a financial advisor, but we need to be
        hyperbaric chamber, I took courses in chronic   does not need further clarification.   cautious here, and avoid those who claim they
        wound care, one in Minneapolis and two in   Second, family. If in good health, the doc-  can make us rich in a short time. A steady, di-
        San Antonio. Our city’s population suffers   tor should try his best to ensure that his family   versified plan will work most of the time if we
        from obesity and diabetes in large numbers   (widow if he dies first) have the means to sup-  start early and keep the goal of retirement with
        and they, in turn, frequently develop chronic   port and live relatively free of economic dis-  a peace of mind always in front.
        wounds in the extremities very difficult to   tress if possible. Also, one has to see that the
        treat. I joined a couple of clinics as staff and   children have reached their maximum capac-  Jaime Pankowsky MD FACS is re-
        worked in those clinics for about twelve years.   ity in learning to lead an independent life on   tired and a Life member of the Bexar
        Finally, my age was becoming an issue. I was   their own.                       County Medical Society.
        past my 80th birthday, and I  was advised   Third,  one should be financially free of
        enough was enough, (to my family’s relief I   major debts and with reserve funds to be able
        quit completely around the year 2008).   to lead a normal life even if it be a more mod-














































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